The Recurring Purchase Plan (PAR) lets you choose a monthly amount to set aside towards your certified gold bar. Once you reach the required balance, you complete the purchase. This guide answers the questions we hear most often.
How it works
The mechanism is simple and transparent:
- Choose your bar size: decide which bar you want to buy (2g, 5g, 10g, 1 oz, and so on)
- Choose your monthly amount: there is no minimum — you decide how much to set aside each month
- Set aside each month: the amount you choose builds up in your digital ledger
- Buy and collect your bar: once your balance reaches the value of the bar you chose, you complete the purchase and collect your physical gold
What it costs
The PAR has no activation fees, hidden charges or penalties. You pay only the value of the gold at the market price (the London fixing) on the day of purchase.
Does the gold price change month to month?
Yes. Your bar is priced at the moment of purchase, when your accumulated balance reaches the required value.
Can I pause or cancel?
Absolutely. The PAR is completely flexible:
- Pause: put the plan on hold at any time, with no penalties
- Resume: pick it back up whenever you like — your balance stays exactly where it was
- Cancel: stop the plan at any time
There is no minimum term and no exit penalty.
When do I receive my bar?
Your bar is purchased and handed over once your balance reaches the value of your chosen size. How long that takes depends on your monthly amount and the gold price. For example, setting aside €100 a month at an average price of €85/g, you would reach a 5g bar in roughly 3 years and 7 months.
Is it a financial product?
No. The PAR is not a fund, not an ETF, and not a speculative financial product. There are no automatic recurring payments — you freely choose how much to set aside, and the purchase only happens once you have reached your balance. Aurelia makes no promise of returns.
The paperwork
Every purchase comes with a proper invoice. Your digital ledger is always available, showing your balance and your progress towards your goal.